One of the odd things about insurance is that organizations that provide it generally do not want their customers to use the product. Regardless whether it is home insurance, business, auto, or health the typical claimant is not particularly embraced with open arms. Premiums are paid monthly for a product you hope you never have to use. Highly paid mathematical whiz types calculate myriad ways to offset risky policy holders and the “losses”, they could produce, so the bottom line stays healthy.
Television commercials, offer insurance products to individuals say, over age 60. A payout benefit of $50,000 or so is guaranteed. I wonder where does the money come from? The individual has not put that amount in. How is the system structured to pay the benefit? Is it some kind of scheme?
Honestly I haven’t been too engaged in listening to the debate. In my humble view, we are asking the wrong questions. The players, meaning the doctors, hospitals and perhaps the government seem to have agendas. Health, is in my view, precious and shouldn’t be bandied about in any kind of one up manship. The public is advised to poo-poo anything out of the mainstream, when it comes to health care. All of the dollars are for drugs, pills, surgery, vaccines and high tech medical devices. The health care model is not focused on health. It thrives on people being sick. This model hasn’t produced the most healthiest citizenry. And it is so expensive. Some Americans live longer now. Women still live longer then men. But with the health care system currently in place, Americans are fatter, diabetes is epidemic and juvenile diabetes is growing, more people are depressed and the drugs are showing up in the public water supply. The only health approach suggested is check-ups and vaccines. When a healthy diet is suggested food industry groups lobby because they don’t want anyone to say for example avoid dairy milk, or drink less milk or eat less cheese, sugar or any other commodity. How as a nation can we be healthy when we want to corral people into being mindless automatons?
Instead of national health care, why not promote national responsibility? Why is our food supply always being tampered with? Instead of debating insurance coverage, let’s debate responsibility. Why not allow the public real choice? Provide the public with real food from healthy soil.
